Employee Benefits

• Value Network AVN Contract
• Whole Health AWH Contract
• Full HMO Contract
• OA Managed Choice POS Contract
• OA Managed Choice POS Schedule of Benefits
• Guardian Certificate Booklet (Class 1)
• Guardian Certificate Booklet (Class 2)
• Exchange Notice (Eng)
• Exchange Notice (Sp)
• Wrap Summary Plan Description
• Summary Annual Report for Health and Welfare Plan

Aetna Whole Health AWH

• Benefit Summary (Eng)
• Benefit Summary (Sp)
• Summary of Benefits Coverage (SBC) (Eng)
• Summary of Benefits Coverage (SBC) (Sp)
• HMO Plan Member Brochure
• HMO Plan Member Brochure (Sp)
• Aetna Health App & New Member Website Flyer
• Aetna Health App & New Member Website Flyer (Sp)
• Aetna Member Website Pre Enrollment (Sp)
• Aetna Discount Plan
• Aetna Discount Plan (Sp)
• Mail Service Pharmacy
• Home Delivery (Sp)
• Teladoc Member Flyer
• Teledoc Pricing Member Flyer
• Teledoc Pricing Member Flyer (Sp)
• 24 Hour Nurse Line
• Pre Enrollment Provider Search (Sp)
• Provider Directory
• California Walk in Clinic
• Simple Steps to a Healthier Life Incentive
• Simple Steps to a Healthier Life Incentive (Sp)
• Online Health Coaching
• Enhanced Wellness Program
• Attain Member Flyer (Sp)
• Find A Provider
• Aetna Value Added Programs (Eng)
• Aetna Value Added Programs (Sp)
• Aetna Health Your Way Flyer
• Get Started and Earn Rwards with MyActiveHealth

Aetna Value Network AVN

• Benefit Summary (Eng)
• Benefit Summary (Sp)
• Summary of Benefits Coverage (SBC) (Eng)
• Summary of Benefits Coverage (SBC) (Sp)
• HMO Plan Member Brochure
• HMO Plan Member Brochure (Sp)
• Aetna Health App & New Member Website Flyer
• Aetna Health App & New Member Website Flyer (Sp)
• Aetna Member Website Pre Enrollment (Sp)
• Aetna Connected Plan with CVS Health California Plan Sponser Flyer
• Aetna Connected Plan with CVS Health Member Flyer (Eng)
• Aetna Connected Plan with CVS Health Member Flyer (Sp)
• Aetna Discount Plan
• Aetna Discount Plan (Sp)
• Mail Service Pharmacy
• Home Delivery (Sp)
• Teladoc Member Flyer
• Teledoc Pricing Member Flyer
• Teledoc Pricing Member Flyer (Sp)
• 24 Hour Nurse Line
• Pre Enrollment Provider Search (Sp)
• Provider Directory
• California Walk in Clinic
• Simple Steps to a Healthier Life Incentive
• Simple Steps to a Healthier Life Incentive (Sp)
• Online Health Coaching
• Enhanced Wellness Program
• Attain Member Flyer (Sp)
• Find A Provider
• Aetna Value Added Programs (Eng)
• Aetna Value Added Programs (Sp)
• Aetna Health Your Way Flyer
• Get Started and Earn Rwards with MyActiveHealth

Aetna Full HMO

• Benefit Summary (Eng)
• Benefit Summary (Sp)
• Summary of Benefits Coverage (SBC) (Eng)
• Summary of Benefits Coverage (SBC) (Sp)
• HMO Plan Member Brochure
• HMO Plan Member Brochure (Sp)
• Aetna Health App & New Member Website Flyer
• Aetna Health App & New Member Website Flyer (Sp)
• Aetna Member Website Pre Enrollment (Sp)
• Aetna Discount Plan
• Aetna Discount Plan (Sp)
• Mail Service Pharmacy
• Home Delivery (Sp)
• Teladoc Member Flyer
• Teledoc Pricing Member Flyer
• Teledoc Pricing Member Flyer (Sp)
• 24 Hour Nurse Line
• Pre Enrollment Provider Search (Sp)
• Provider Directory
• California Walk in Clinic
• Simple Steps to a Healthier Life Incentive
• Simple Steps to a Healthier Life Incentive (Sp)
• Online Health Coaching
• Enhanced Wellness Program
• Attain Member Flyer (Sp)
• Find A Provider
• Aetna Value Added Programs (Eng)
• Aetna Value Added Programs (Sp)
• Aetna Health Your Way Flyer
• Get Started and Earn Rwards with MyActiveHealth

Aetna OA Managed Choice POS

• Benefit Summary (Eng)
• Benefit Summary (Sp)
• Summary of Benefits Coverage (SBC) (Eng)
• Summary of Benefits Coverage (SBC) (Sp)
• Open Access Managed Choice Plan Member Brochure
• Open Access Managed Choice Plan Member Brochure (Sp)
• Aetna Health App & New Member Website Flyer
• Aetna Health App & New Member Website Flyer (Sp)
• Aetna Member Website Pre Enrollment (Sp)
• Aetna Discount Plan
• Aetna Discount Plan (Sp)
• Mail Service Pharmacy
• Home Delivery (Sp)
• Simple Steps to a Healthier Life Incentive Flyer
• Teladoc Member Flyer
• Teledoc Pricing Member Flyer
• Teledoc Pricing Member Flyer (Sp)
• 24 Hour Nurse Line
• Pre Enrollment Provider Search (Sp)
• Provider Directory
• Simple Steps to a Healthier Life Incentive
• Simple Steps to a Healthier Life Incentive (Sp)
• Online Health Coaching
• Enhanced Wellness Program
• Attain Member Flyer (Sp)
• Find A Provider
• Aetna Value Added Programs (Eng)
• Aetna Value Added Programs (Sp)
• Aetna Health Your Way Flyer
• Get Started and Earn Rwards with MyActiveHealth

Dental

• Benefit Summary (Eng)
• Benefit Summary (Sp)
• Enrollment Form (Eng)
• Enrollment Form (Sp)
• Claim Form
• Guardian Customer Service Contact Info
• Guardian Certificate of Coverage Booklet
• Guardian Anytime Flyer
• Provider Lookup
• HIPAA Authorization Form
• Dental Max Rollover (Eng)
• Dental Max Rollover (Sp)
• Guardian Notice (Eng)
• Guardian Notice (Sp)

Vision

• Benefit Summary (Eng)
• Benefit Summary (Sp)
• Enrollment Form (Eng)
• Enrollment Form (Sp)
• Claim Form
• Guardian Certificate of Coverage Booklet
• Guardian Customer Service Contact Info
• Guardian Anytime Flyer
• Provider Lookup
• HIPAA Authorization Form
• Guardian Notice (Eng)
• Guardian Notice (Sp)

Life

• Benefit Summary (Eng)
• Benefit Summary (Sp)
• Enrollment Form (Eng)
• Enrollment Form (Sp)
• Claim Form
• Guardian Certificate of Coverage Booklet
• Guardian Customer Service Contact Info
• Evidence of Insurability Form (Eng)
• Evidence of Insurability Form (Sp)
• Guardian Anytime Flyer
• HIPAA Authorization Form
• Will Prep Services (Eng)
• Will Prep Services (Sp)
• Guardian Notice (Eng)
• Guardian Notice (Sp)

Disability (Managers Only)

• Long and Short Term Disability Benefit Summary (Eng)
• Caregiving Services (Eng)
• Guardian Certificate of Coverage Booklet
• Guardian Customer Service Contact Info
• Guardian Notice (Eng)
• Guardian Notice (Sp)

Employee Assistance Program

• Employee Assistance Program (Eng)
• Employee Assistance Program (Sp)
• EAP FAQ Flyer
• Transition of Care Flyer
• Guardian Notice (Eng)
• Guardian Notice (Sp)

Pet Insurance

• UPC Benefit Summary
• UPC Member Brochure
• Sign Up for UPC Flyer
• UPC Enrollment Instructions

Aflac Supplemental Insurance

• Aflac Flyer (Eng)
• Aflac Flyer (Sp)

Flexible Spending Accounts (FSAs)

• Health Care FSA Flyer (Eng)
• Health Care FSA Flyer (Sp)
• Dependent Care FSA Flyer
• FSA Store Flyer
• A Flexible Way to Save Video
• FSA FAQs
• Dependent Care FSA FAQs
• FSA Qualified Medical Expenses
• FSA Summary Plan Description

Documents

• How to Enroll

Plan Information

We are happy to offer a Roth 401(k) feature to the RLM Associates Retirement Plan, so you have another choice on how to save for your retirement.

How do Roth 401(k) Contributions Differ From Traditional 401(k) Contributions?

With a Roth 401(k) feature, you can designate all or a portion of your future deferral contributions as Roth contributions. Traditional 401(k) contributions are made on a pretax basis and are not included in current taxable income. The pretax contributions and any earnings will be subject to income taxes when withdrawn. In contrast, Roth 401(k) contributions are made on an after-tax basis and are included in current taxable income. Earnings are tax-free if they are part of a qualified distribution—a distribution that is taken at least five tax years from the year of your first Roth 401(k) contribution and after you have attained age 59½, or become disabled or deceased.

For More Information

For more information or to enroll or change your current deferral amount, log on to Fidelity NetBenefits at www.netbenefits.com or call the Fidelity Retirement Benefits Line at 1-800-835-5097 Monday through Friday (excluding New York Stock Exchange holidays), from 8:30 a.m. to 8 p.m. Eastern time, to speak to a Fidelity representative. To see how a small increase can boost your growth potential, visit NetBenefits and select Planning & Guidance Center under the Planning tab.